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The basis of the Republican plan for making healthcare more affordable is the health savings account (HSA). These accounts would allow families to put aside thousands of dollars to cover uninsured medical expenses. These families would then purchase insurance with large deductibles and only catastrophic coverage.
What strikes me is that the administration believes that families of four making $25,000 or less would be able to set aside thousands of dollars. I make a lot more than that, and I hate to admit I wouldnt be able to put $2,000 a year aside in an account.
There is nothing in the presidents plan to actually lower the cost of medical care other than limiting damage awards against doctors. There is no awareness on the part of this administration that this recession has stretched budgets to the maximum. Weve filled our credit cards to the max, weve gotten equity loans to cover our expenses since our replacement jobs are paying less, or were returning from the brink of bankruptcy after being a year without jobs equal to those we lost.
This administration shows no credibility in comprehensive changes to health coverage, only flashy promises of tax savings for those who cant afford them. We need to demand real reform that changes the way healthcare is delivered and managed so its not something that can be had by only those with money to spare.